Can someone enlighten me about "bounced checks"

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i'm curious...if writes me check, , cash it....but other party doesn't have enough funds cover amount...who gets screwed? still money, , bank goes after person?

or bank say, sorry, there's not enough funds...you have go new check?

ask because figuring out how refund guy (whom i've met in person, , know lives) , said give me check. happens if check bounces? have seek legal recourse, or still money , bank goes after him?

trying understand situation :p
 

if think person might not have enough funds cover owes you, refuse deal checks. don't want deal hassle of bounced check (i think charged, too) either. demand cash, money order or cashier's check bank. paypal work.
 


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